Reasons for Declines

  1. Has had more than 2 claims in the last three years
  2. Has had more than $100,000 in liability claims in the last three years
  3. Annual revenue greater than $5,000,000
  4. Annual payroll greater than $5,000,000
  5. Has had bankruptcies, tax or credit liens in the last 3 years
  6. An officer, owner, or partner of your business has been convicted of fraud, bribery, arson, or any arson-related crime in the past 5 years
  7. Has been involved in business related lawsuits
  8. Is aware of losses, accidents, or circumstances that might give rise to a claim against the policy they are currently shopping for
  9. Rents or owns more than one permanent location
  10. Does not state they operate a 24 hour laundromat location